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ESG Data
(Environment, Social, Governance)
Environment
Data on Energy Consumption (Joyo Bank + Ashikaga Bank)
| Items (unit) | FY2022 | FY2023 | FY2024 | |||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Total of two banking subsidiaries | The Joyo Bank, Ltd. | The Ashikaga Bank, Ltd. | Total of two banking subsidiaries | The Joyo Bank, Ltd. | The Ashikaga Bank, Ltd. | Total of two banking subsidiaries | The Joyo Bank, Ltd. | The Ashikaga Bank, Ltd. | ||
| Target :Energy consumption per 1 square meter :Total energy consumption (KL)/Area (square meter) |
0.0264 | 0.0263 | 0.0265 | 0.0248 | 0.0248 | 0.0247 | 0.0205 | 0.0206 | 0.0204 | |
| Energy consumption per 1 square meter :Total energy consumption (KL)/Area (square meter) |
0.0250 | 0.0251 | 0.0249 | 0.0208 | 0.0209 | 0.0206 | 0.0203 | 0.0201 | 0.0205 | |
| Direct Energy Consumption | Kerosene (KL) |
0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Light Oil (KL) |
0 | 0 | 0 | 1 | 1 | 0 | 0 | 0 | 0 | |
| Heavy Oil (KL) |
116 | 4 | 112 | 119 | 8 | 111 | 98 | 4 | 94 | |
| LPG (t) |
35 | 31 | 4 | 36 | 31 | 4 | 30 | 27 | 3 | |
| City Gas (thousand cubic meter) |
120 | 89 | 31 | 99 | 70 | 29 | 108 | 78 | 29 | |
| Indirect Energy Consumption | Electric Power (MWh) |
32,005 | 18,446 | 13,559 | 29,962 | 17,320 | 12,642 | 29,164 | 16,635 | 12,529 |
| Steam (Gj) |
2,074 | 2,074 | 0 | 2,111 | 2,111 | 0 | 2,007 | 2,007 | 0 | |
| Hot Water (Gj) |
0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Cold Water (Gj) |
0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Area (square meter:㎡) | 338,909 | 195,012 | 143,897 | 337,658 | 194,358 | 143,300 | 335,932 | 193,738 | 142,194 | |
| Total energy consumption (KL) | 8,477 | 4,893 | 3,584 | 7,008 | 4,053 | 2,955 | 6,807 | 3,895 | 2,912 | |
Greenhouse Gas (GHG) Emission
(from the entire Group, but for Scope 3, total of two banking subsidiaries)
(t-CO2)
| Items | FY2021 | FY2022 | FY2023 | FY2024 |
|---|---|---|---|---|
| GHG emission Scope 1 (Direct emission) |
2,805 | 2,811 | 2,738 | 2,508 |
| GHG emission Scope 2 (Indirect emission) |
15,920 | 12,079 | 7,552 | 5,460 |
| GHG emission Scope 3 (Category 1 - 15) |
3,441 | 20,519,939 | 19,366,652 | 29,483,426 |
| o/w Category 1 (products/services purchased) |
Not measured | 6,267 | 8,147 | 13,981 |
| o/w Category 2 (capital goods) | Not measured | 8,146 | 13,833 | 9,328 |
| o/w Category 3 (fuels and energy-related activities not included in Scope 1 and 2) |
Not measured | 2,237 | 2,106 | 2,533 |
| o/w Category 4 (transportation, delivery/upstream) |
Not measured | 534 | 542 | 468 |
| o/w Category 5 (wastes generated through business) |
Not measured | 29 | 26 | 27 |
| o/w Category 6 (business trip) | 776 | 1,128 | 1,089 | 1,081 |
| o/w Category 7 (commuting) | 2,665 | 3,398 | 3,264 | 3,248 |
| o/w Category 8 (lease assets/upstream) |
Not measured | 0 | 0 | 0 |
| o/w Category 9 (transportation, delivery/downstream) |
Not measured | 0 | 0 | 0 |
| o/w Category 10 (processing of products sold) |
Not measured | 0 | 0 | 0 |
| o/w Category 11 (use of products sold) |
Not measured | 0 | 0 | 0 |
| o/w Category 12 (disposal of products sold) |
Not measured | 0 | 0 | 0 |
| o/w Category 13 (lease assets/downstream) |
Not measured | 0 | 0 | 0 |
| o/w Category 14 (franchise) | Not measured | 0 | 0 | 0 |
| o/w Category 15 (investment and loan)※ |
Not measured | 20,498,197 | 19,337,643 | 29,452,756 |
| Total GHG emission (Scope 1 and 2) |
18,725 | 14,890 | 10,291 | 7,968 |
| Total GHG emission (Scope 1, 2, and 3) |
22,166 | 20,534,830 | 19,376,943 | 29,491,394 |
※The increase in emissions for Category 15 (investment and loan) in FY2024 compared to the previous year is due to an expansion of the calculation scope.
Social (Human Capital)
| Category | Index | Unit | FY2022 | FY2023 | FY2024 | ||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total of two banking subsidiaries | The Joyo Bank, Ltd. | The Ashikaga Bank, Ltd. | Total of two banking subsidiaries | The Joyo Bank, Ltd. | The Ashikaga Bank, Ltd. | Total of two banking subsidiaries | The Joyo Bank, Ltd. | The Ashikaga Bank, Ltd. | |||
| Basic Information | Number of employees | people | 5,589 | 3,093 | 2,496 | 5,474 | 3,023 | 2,451 | 5,453 | 3,007 | 2,446 |
| Number of female employees | people | 2,629 | 1,474 | 1,155 | 2,631 | 1,466 | 1,165 | 2,657 | 1,459 | 1,198 | |
| (Ratio of female employees) | % | 47.0 | 47.7 | 46.3 | 48.1 | 48.5 | 47.5 | 48.7 | 48.5 | 49.0 | |
| Average age | years old | 40.6 | 40.9 | 40.4 | 40.6 | 40.9 | 40.2 | 40.5 | 41.0 | 39.8 | |
| (Average age of men) | years old | 43.0 | 44.0 | 41.8 | 42.8 | 43.8 | 41.4 | 42.4 | 43.6 | 41.0 | |
| (Average age of women) | years old | 38.0 | 37.5 | 38.7 | 38.3 | 37.8 | 38.8 | 38.4 | 38.3 | 38.6 | |
| Average service years | years | 17.2 | 17.7 | 16.6 | 17.0 | 17.7 | 16.2 | 16.6 | 17.4 | 15.7 | |
| (Average service years of men) | years | 19.7 | 20.8 | 18.3 | 19.3 | 20.6 | 17.7 | 18.7 | 20.0 | 17.1 | |
| (Average service years of women) | years | 14.5 | 14.3 | 14.7 | 14.6 | 14.6 | 14.6 | 14.4 | 14.7 | 14.2 | |
| New graduate recruitment | people | 178 | 90 | 88 | 213 | 122 | 91 | 243 | 113 | 130 | |
| o/w Number of women | people | 88 | 49 | 39 | 106 | 59 | 47 | 118 | 46 | 72 | |
| (Ratio of women) | % | 49.4 | 54.4 | 44.3 | 49.8 | 48.4 | 51.6 | 48.6 | 40.7 | 55.4 | |
| Mid-career recruitment | people | 30 | 12 | 18 | 68 | 12 | 56 | 106 | 46 | 60 | |
| o/w Number of women | people | 19 | 9 | 10 | 39 | 8 | 31 | 54 | 24 | 30 | |
| (Ratio of women) | % | 63.3 | 75.0 | 55.6 | 57.4 | 66.7 | 55.4 | 50.9 | 52.2 | 50.0 | |
| o/w Employees promoted from part-timer | people | 10 | 2 | 8 | 21 | 2 | 19 | 12 | 11 | 1 | |
| Diversity | Number of foreign employees | people | 5 | 4 | 1 | 5 | 4 | 1 | 6 | 5 | 1 |
| Employment rate for persons with disabilities | % | 2.34 | 2.40 | 2.28 | 2.55 | 2.56 | 2.52 | 2.65 | 2.51 | 2.79 | |
| Number of employees who took childcare leave | people | 286 | 155 | 131 | 262 | 138 | 124 | 247 | 126 | 121 | |
| o/w Number of men | people | 146 | 69 | 77 | 115 | 44 | 71 | 119 | 49 | 70 | |
| o/w Number of women | people | 140 | 86 | 54 | 147 | 94 | 53 | 128 | 77 | 51 | |
| Childcare leave taking ratio | % | 112.6 | 110.0 | 115.9 | 103.6 | 100.7 | 106.9 | 109.3 | 105.9 | 113.1 | |
| (The ratio for men) | % | 130.4 | 130.2 | 130.5 | 105.5 | 89.8 | 118.3 | 114.4 | 108.9 | 118.6 | |
| (The ratio for women) | % | 98.6 | 97.7 | 100.0 | 102.1 | 106.8 | 94.6 | 104.9 | 104.1 | 106.3 | |
| Engagement | Retention rate※1 | % | 96.7 | 97.0 | 96.4 | 96.5 | 96.5 | 96.6 | 96.8 | 97.4 | 96.0 |
| (Retention rate for men) | % | 97.7 | 97.8 | 97.7 | 96.9 | 97.2 | 96.5 | 96.9 | 97.9 | 95.7 | |
| (Retention rate for women) | % | 95.5 | 96.0 | 95.0 | 96.1 | 95.6 | 96.6 | 96.7 | 96.9 | 96.4 | |
| Health | Number of employees who had health checkups※2 | people | 8,650 | 4,731 | 3,919 | 8,627 | 4,703 | 3,924 | 8,543 | 4,605 | 3,938 |
| Rate of employees who had health checkups | % | 99.6 | 99.5 | 99.8 | 99.9 | 99.9 | 99.9 | 99.9 | 99.9 | 99.9 | |
| Number of employees subject to specific health guidance | people | 754 | 414 | 340 | 684 | 366 | 318 | 673 | 362 | 311 | |
| Rate of employees subject to specific health guidance | % | 8.7 | 8.7 | 8.7 | 7.9 | 7.8 | 8.1 | 7.9 | 7.9 | 7.9 | |
- ※1 Retention Rate: (No. of employees at the beginning of fiscal year [Apr. 1] - No. of voluntary retired employees during fiscal year)/No. of employees as of Apr. 1
The number of voluntary retired employees is the number of retired employees during a fiscal year from which retirement due to involuntary reasons such as mandatory retirement is excluded. - ※2 Number of employees who had health checkups: including people who had a complete medical checkup
Indicators: Actual numbers of advanced qualification holders and 2nd grade FP
| Indicator | March 31, 2023 | March 31, 2024 | March 31, 2025 | |||
|---|---|---|---|---|---|---|
| Number of people | Ratio to total employees | Number of people | Ratio to total employees | Number of people | Ratio to total employees | |
| Number of advanced qualification holders | 476 | 8.5% | 490 | 9.0% | 492 | 9.0% |
| o/w Joyo Bank | 263 | 8.5% | 274 | 9.1% | 273 | 9.1% |
| o/w Ashikaga Bank | 213 | 8.5% | 216 | 8.8% | 219 | 9.0% |
| Number of 2nd grade FP | 3,638 | 65.1% | 3,756 | 68.6% | 3,770 | 69.1% |
| o/w Joyo Bank | 2,185 | 70.6% | 2,226 | 73.6% | 2,234 | 74.3% |
| o/w Ashikaga Bank | 1,453 | 58.2% | 1,530 | 62.4% | 1,536 | 62.8% |
Number of advanced qualification holders: total number of 1st grade FP, SME Management Consultants, and Securities Analysts
[Target] Actual “ratio of female employees in assistant manager positions or higher” and “the ratio of female employees in manager positions or higher”
| Target | Target date of achievement | March 31, 2023 | March 31, 2024 | March 31, 2025 | Progress rate | ||||
|---|---|---|---|---|---|---|---|---|---|
| Number of people | Ratio of female employees | Number of people | Ratio of female employees | Number of people | Ratio of female employees | ||||
| Ratio of female employees in assistant manager positions or higher | 1,238 | 33.3% | 1,302 | 35.2% | 1,351 | 36.6% | 104.6% | ||
| o/w Joyo Bank | 35% or more | March 31, 2025 |
550 | 29.5% | 603 | 32.4% | 656 | 34.6% | ― |
| o/w Ashikaga Bank | 688 | 37.1% | 699 | 37.9% | 695 | 38.8% | ― | ||
| Ratio of female employees in manager positions or higher | 492 | 19.3% | 547 | 21.6% | 573 | 22.9% | 84.8% | ||
| o/w Joyo Bank | 27% or more | March 31, 2028 |
212 | 16.5% | 240 | 18.7% | 261 | 20.4% | ― |
| o/w Ashikaga Bank | 280 | 22.3% | 307 | 24.6% | 312 | 25.6% | ― | ||
[Indicators] Actual “ratio of female employees in senior management positions※”
| Indicator | March 31, 2023 | March 31, 2024 | March 31, 2025 | |||
|---|---|---|---|---|---|---|
| Number of people | Ratio of female employees | Number of people | Ratio of female employees | Number of people | Ratio of female employees | |
| Ratio of female employees in senior management positions※ | 45 | 5.7% | 67 | 8.5% | 81 | 10.3% |
| o/w Joyo Bank | 24 | 6.3% | 35 | 8.9% | 46 | 11.6% |
| o/w Ashikaga Bank | 21 | 5.1% | 32 | 8.2% | 35 | 9.0% |
※Supervisors in positions such as a branch’s general manager,
Governance
| Items | Unit | FY2021 | FY2022 | FY2023 | FY2024 |
|---|---|---|---|---|---|
| Number of directors | people | 12 | 12 | 12 | 12 |
| o/w Number of outside directors | people | 5 | 5 | 5 | 5 |
| Number of female directors | people | 1 | 1 | 1 | 2 |
| Female ratio in the Board of Directors | % | 8.3 | 8.3 | 8.3 | 16.6 |
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